by MICHELLE TREMBLAY | photos by Tyler McElhaney

Every Client. Every Time. No Exceptions. No Excuses.

“Alltoo often the mortgage experience is left to more of an application taker than someone that can lay out a true mortgage strategy,” said JJ Jerotz, Vice President of Retail Sales-Mortgage Lending and Partner of Synergy One Lending, a locally-based mortgage banking firm delivering mortgage loans to home buyers or home owners looking to refinance their existing mortgage. “A mortgage is typically the largest financial obligation that someone will take out in their lifetime,” noted Jerotz. “This liability is not to be taken lightly and that is where I come in.”

Synergy One Lending was formed in 2009 as a division of Security One Lending – one of the nation’s most well-known reverse mortgage banking firms. Founded by Torrey and Tyler Larsen, Tony Gaglione, and Bill Trask – who all have extensive experience in mortgage lending – Synergy One Lending has been consistently positioned as a market leader. Combining its local ownership with a low cost structure, the team at Synergy One Lending is confident they are offering clients an exceptional mortgage experience. “As a San Diego-based company, we are able to keep the process localized in town to make sure timing is of the essence so we can create that wow experience for the borrower as well as for all parties involved in the process,” said Jerotz. “With the low cost structure of the company, it enables us to pass that savings on to the borrower and deliver low fees and the best of rates on a day-in, day-out basis.”

“As a San Diego-based company, we are able to keep the process localized in town to make sure timing is of the essence so we can create that wow experience for the borrower as well as for all parties involved in the process.”

The company’s motto: “Every Client. Every Time. No Exceptions. No Excuses,” is one that every employee “lives and breathes.” “In the end, it’s their company too,” noted Jerotz. With an emphasis on quality customer service, Jerotz and his team work hard at creating the right mortgage plan that meets the long-term goals of each client. “It is extremely important to find the strategy that fits your individual need,” stated Jerotz. “This is the part of my job that I love the most, which is creating the right plan for the individual or family that meets their long term financial goals as well as their immediate needs.” As a partner, Jerotz is able to have a hand in the decision-making process, “and stay in tune with our customer base,” he added. “In dealing first-hand with the borrower as well as the realtor community, I am able to help enhance our efficiencies so that we can be ahead of the ever changing world of lending and maintain our best in-class service levels.”

At-A-Glance

synergy02

Name of Business: Synergy One Lending
Owner/Manager: JJ Jerotz – VP of Retail Sales/Mortgage Lending/Partner
Years in Position: Just moved to the company; 15 years in the industry
Year of Establishment: 2009
Address: 990 Highland Dr. Suite 302, Solana Beach, CA 92075
Website: www.askjjnow.com
Email contact: jj@synergyonelending.com
Phone: 760-522-2298
Description of Business: Synergy One Lending is a mortgage bank delivering mortgage loans to home buyers or home owners looking to refinance their existing mortgage. Using locally based processing, underwriting and technology helps makes the process a stress free mortgage experience.